All financing programs are provided by Universal Lending Corporation. NMLS ID 2996.

*Limited Time FHA 5/1 Adjustable-Rate Mortgage (“ARM”) Interest Rate starting at 3.99% / 6.086% APR (“Promotion”) valid on select eligible Quick Move-in Homes that close on or before 11/30/26 (each, an “Eligible Home”). The advertised annual percentage rate (“APR”) of 6.086% APR is based on an FHA 5/1 ARM, 30-year fully amortizing term, with a Total Purchase Price of $304,990 and a loan amount of $292,592, 3.5% down payment and 740 median credit score with 1% in discount points. Monthly Principal, Interest, Taxes & Insurance at $2236.15 for the first 5 years. The initial starting interest rate is 3.99% for 60 months. After the initial period, the variable interest rate and payment may adjust every year and equal the total of the 30-Day Average SOFR index (4.41 % as of 9/24/26) plus a margin of 1.75%. The maximum change in the interest rate is up to 5% at the first adjustment, up to 1% every year thereafter with a maximum lifetime adjustment of 5% (max life interest rate of 8.99%) and your payment will increase. Available for conventional conforming loan limits, owner-occupied only.
**Offer is available for a limited time only. Up to $10,000 to be used towards the purchase of a home in the community featured in the advertisement. Not all homes are eligible for the incentives offered. There are limitations on how the incentive can be used. To be eligible, buyer must execute all sales documents and deliver required deposit of funds no later than 11/30/26 and qualify with and use Risewell Homes’ affiliated lender for all purchase financing. The terms of a buyer’s loan may restrict or limit the amount of incentives that may be paid by Risewell Homes, may otherwise not permit the buyer to receive the incentive and/or the incentive may affect the amount of loan for which a buyer may be eligible. Check with your lender for details on a particular loan program and the amount of the incentive for which you may be eligible. Offer is subject to change or withdrawal at any time without notice, and is not valid on contract re-writes or prior sales. Offer may not be redeemed for cash or equivalent or combined with other offers. All terms are subject to change and availability.
Risewell Homes has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires for eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Not all borrowers will qualify for the above finance promotion. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.
Universal Lending Corporation, NMLS ID 2996, www.nmlsconsumeraccess.com , 6430 S. Fiddlers Green Cir., Ste 460, Greenwood Village, CO 80111, 303-758-4969, www.ulc.com. Licensed in: AZ – Mortgage Banker License #0927881; CA – Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act – License #41DBO-193853 and under the California Finance Lender Law License #60-DBO-214726; CO – Mortgage Company Registration; FL – Mortgage Lender Servicer License #MLD989; Georgia Residential Mortgage Lender License #2996; OR – Mortgage Lending License #2996; TX – Mortgage Banker Registration; WA – Consumer Loan Company License #CL-2996. This is not a commitment to lend. 2026.

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